About Us
Who We Are?
At Next Mortgages For You, we recognize that every client has unique mortgage, investment, and financial needs. We take pride in offering a hassle-free experience, tailoring solutions to fit each situation and ensuring the process runs seamlessly from start to finish. Our team carefully evaluates every case to identify the most suitable product or rate, providing personalized advice every step of the way. Clients are kept fully informed throughout the process, fostering peace of mind and trust when it matters most.
— About Me
Nav Uppal
Mortgage Broker
With over five years of experience in financial services, including nearly half a decade as a licensed mortgage agent, I am dedicated to helping clients find mortgage solutions customized to their specific goals. From first-time homebuyer programs to refinancing and investment properties, my in-depth knowledge of the mortgage market allows me to provide expert guidance and access to competitive rates.
Simple: we find the right home loan for you.
Want to know one way we make it enjoyable? We keep it simple, with a small number of steps to get you from here to closing day and into your new home.
How It Works
01
Expert Knowledge & Experience
With over a decade of experience in the mortgage industry, we understand the ins and outs of home financing and leverage that expertise to secure the best solutions for you.
02
Personalized Service
We take the time to understand your unique needs and financial situation, providing customized mortgage solutions that align with your goals.
03
Transparency & Trust
No hidden fees, no surprises—just transparency. We make sure you stay informed and confident at every step of the mortgage process.
04
Your Success, Our Priority
Your success is our priority. We’re committed to supporting you throughout your mortgage journey and beyond, as a trusted partner in your long-term financial growth.
— Frequently Asked Questions
Any questions? We got you
We offer various mortgage types, including:
- Purchase Mortgage
- Refinancing Mortgage
- Renewal Mortgage
- Second Mortgage
- Third Mortgage
- Blanket Mortgage
- HELOC
- Bridge Loan
- Business Loan
- Equipment Leasing
The process usually takes 48 - 72 hours depending on the complexity of file from application to approval, but this can vary based on individual circumstances.
You payment typically includes principal and interest (P&I). In some cases property tax can or will be added to the payment (PIT).
Yes; we offer in-person consultations. Contact us to book an appointment
Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment.
You can apply for your mortgage by clicking here. Alternatively, you can meet the my Team and apply directly with one of our agents.
Rates are influenced by market conditions, your credit score, loan term, and down payment amount.
Depending on the terms of the mortgage, you can pre-pay a maximum of 10% to 20% annually based on your original principal balance. Reach out to us for a no-obligation review of your Mortgage Agreement.
