Mortgage Solution
Purchase Mortgage
You Find The Home We Find The Financing
Buying a home is a big deal—and at GNE Mortgages, we’re here to guide you every step of the way. Whether you’re feeling excited, nervous, or a bit of both, we’ll help you understand your options, qualify with confidence, and make smart decisions that support your future.
At Mortgage Suite, we understand that every homeowner’s situation is unique. That’s why our team of licensed mortgage professionals will work with you one-on-one to understand your specific needs and goals and recommend the best refinancing option for you.
Refinancing Mortgage
Optimise Your Mortgage Through Strategic Refinancing
Mortgage refinancing options will give you a chance to rethink your current home loan in light of your current financial situation. Whether it is to lower monthly payments, reduce your interest rate, lessen your amortisation period, or consolidate debt, mortgage refinancing presents an opportunity to enhance your financial position.
The refinancing professionals care about your finances and will review your current mortgage and goals to gauge your readiness to refinance.
Renewal Mortgage
Mortgage Renewal Assistance: Securing the Best Terms for You
We’ll secure a rate lock for you so that if rates drop, so does yours, but if they rise, you’re protected. Renewal is also the perfect time to reassess your financial situation. We can help you explore options to restructure your mortgage, tap into home equity, or pay down high-interest debt.
Second Mortgage
Tap Into Your Home’s Value with a Second Mortgage
A second mortgage gives several options which improve financial flexibility by unlocking funds. This process is based on the equity that people accumulate in their houses. Whether you want home renovations or consolidate high-interest debt, pay for an education or deal with unforeseen situations, this option always gives access to capital. However, it still maintains the original mortgage on your home.
Third Mortgage
Third Mortgage – Unlocking Additional Equity
A third mortgage is a loan secured against your property when you already have a first and second mortgage in place. It allows homeowners to access extra funds for purposes such as renovations, debt consolidation, or major expenses. Since it carries higher risk for lenders, interest rates are usually higher, and approval requires strong credit and sufficient home equity.
Blanket Mortgage
Cover All Your Properties Under One Mortgage
A blanket mortgage is a single loan that covers two or more real estate properties under one agreement. Instead of taking out separate mortgages for each property, borrowers—often real estate investors, builders, or developers—use a blanket mortgage for easier management and potentially lower costs. The loan typically includes a “release clause,” allowing individual properties to be sold without paying off the entire mortgage.
HELOC
Flexible Borrowing Power with a HELOC
(Home Equity Line of Credit)] provides you access to any equity of your home on a revolving basis with the freedom to borrow, repay, and borrow again as you see fit. A HELOC operates similarly to a credit card secured by your property instead of a traditional loan with a fixed amount. You may borrow up to the authorised amount and use it for multiple expenses, such as ongoing expenses like home renovations or education expenses, or as a potential reserve for an emergency fund.
Bridge Loan
Fast, Flexible Funding with Bridge Loans
A bridge loan is a short-term financing option that helps homeowners or businesses “bridge the gap” between immediate funding needs and long-term financing solutions. It’s commonly used when buying a new property before selling an existing one, or when quick access to capital is needed. Bridge loans are fast, flexible, and convenient, though they often carry higher interest rates due to their short-term nature.
Business Loan
Empowering Entrepreneurs with Flexible Business Loans
A business loan is a type of financing provided to entrepreneurs and companies to help cover expenses such as expansion, equipment purchases, working capital, or operational costs. It allows businesses to access funds upfront, which are then repaid over time with interest. Business loans can be secured (backed by collateral) or unsecured, and are tailored to support both small startups and established enterprises in achieving growth and stability.
Equipment Leasing
Flexible Leasing Solutions for Every Business
Equipment leasing is a financing option that allows businesses to use machinery, vehicles, technology, or other equipment without the large upfront cost of purchasing. Instead, companies pay fixed monthly installments for a set period, making it easier to preserve cash flow while accessing the latest tools needed to grow and operate efficiently. At the end of the lease, businesses may choose to upgrade, return, or purchase the equipment.
